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Seven Questions Restaurants Should be Asking About Insurance Coverage

Modern Restaurant Management

While maybe less cute than National Pet Day (4/11) and less tasty than National Cheeseburger Day (9/18), National Insurance Day on June 28 encourages businesses to shop around for the BEST insurance partner to ensure financial success and safety for all involved. Food service businesses, such as caterers, face additional risks.

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Serve and Sip Responsibly: Tackling Restaurant Liquor Liability Concerns

Modern Restaurant Management

At All Solutions Insurance, we saw a recent claim in which a restaurant faced a multi-million-dollar lawsuit after over-serving a guest who later caused a fatal car accident. Secure Comprehensive Liquor Liability Insurance : Despite taking precautions, alcohol-related incidents can still happen.

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Restaurant Safety: How Restaurateurs Can Improve their Risk Profiles

Modern Restaurant Management

These issues have translated to the industry’s insurers as well – causing even more headaches for restaurant owners. The restaurant insurance market has seen rising costs to insure and as a result, carriers have come and gone from the market. We also recommend post-incident training to ensure incidents do not repeat.

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2025 Restaurant Outlook: A Recipe for Success with Risk Management

Modern Restaurant Management

Outsourcing high-risk services, such as delivery, can alleviate exposure to rising auto insurance costs, which are projected to climb in 2025. To remain resilient, businesses must prioritize enterprise risk management (ERM) strategies that integrate risk management, HR and insurance planning.

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Avoiding the Four Biggest Traps of Restaurant Payroll

Modern Restaurant Management

The former are entitled to benefits such as minimum wage, overtime pay and workers’ compensation insurance. Independent contractors, meanwhile, may not get these benefits in exchange for having more freedom and control over their work, while holding responsibility for their own taxes and insurance.

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Nine Critical HR and Payroll Steps to Prepare Your Restaurant for 2025

Modern Restaurant Management

Simplify Health Insurance Open Enrollment Health insurance is one of the most valuable benefits you offer, so make open enrollment a central, streamlined year-end activity. Focus on: Reviewing Safety Protocols : Ensure all staff understand emergency exit locations, proper equipment handling, and current food safety standards.

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Serve Your Employees with Holistic Well-Being Benefits

Modern Restaurant Management

Competitive Compensation Paying fair wages and providing opportunities for raises, bonuses, or profit-sharing can show thatyouvalueyouremployees’ contributionsand want them to feel financially secure.There are publicly available resources to help you understand whata fair wage for your business would be.

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