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Bridging the Gap: Integrating Legal and Insurance Considerations into Restaurant Cybersecurity Response

Modern Restaurant Management

In today's digital landscape, restaurants have become prime targets for cybercriminals who take advantage of potential entry points from point-of-sale systems, online ordering platforms, customer databases, loyalty programs and third-party delivery services. Consider the alarming pattern over the past three years.

Insurance 282
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How Business Insurance Could Save Your Restaurant from COVID-19

Modern Restaurant Management

As of the end of March, almost a third of Americans were under some type of “stay-at-home” order due to COVID-19, either mandated locally or statewide, with no immediate end in sight. In addition, most restaurants should have business interruption insurance, and that insurance may provide some relief from economic pain.

Insurance 542
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Four Questions to Ask When Evaluating Third-Party Delivery Services

Modern Restaurant Management

In that case, there may not be any insurance outside the driver’s personal auto insurance. If you’re contracting with a third-party delivery service, let your insurance agent know. Your agent can review the contract to determine what types of insurance you may need to protect your restaurant.

Delivery 579
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The Employment Landscape is Messy: How Restaurants Can Ensure Compliance with Limited Resources

Modern Restaurant Management

The public health crisis and swift economic downturn caused by COVID-19, of course, have compounded the complexity of operating a restaurant and complying with the myriad and evolving federal, state, and local guidelines and orders designed to mitigate the health risks of the COVID-19 pandemic. California employment law changes at warp speed.

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What Should a Return to Work Program Include?

Modern Restaurant Management

At the same time, RTW plays a major role in controlling claim costs and the direct impact on insurance premiums. Documents for internal case management. Look at routine work like phone/online ordering, hosting, side work, assembling take-out kits, verifying and expediting orders, delivering car-side pick-up, sanitizing activities, etc.

Insurance 386
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Everything Restaurants Have Ever Wanted to Know About the Paycheck Protection Program (PPP)

Modern Restaurant Management

Will the loan be forgivable if the proceeds are used to pay franchise fees, property taxes, or insurance? The employer should organize their payroll and expense documents in order to ensure that they document every dollar spent with the proceeds of the loan. For what purposes can a restaurant use the PPP funds?

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Tribulations Restaurants Face as Business Interruption Claims are Denied

Modern Restaurant Management

Restaurants in particular have been dealt a harsh blow, as many have been forced to shutter their dining areas and bars, and solely rely on take-out and delivery orders. For many, the next logical step in this situation has been to file a claim with their insurance company. Track Your Financial Losses.

Insurance 427