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At All Solutions Insurance, we saw a recent claim in which a restaurant faced a multi-million-dollar lawsuit after over-serving a guest who later caused a fatal car accident. Serving minors due to improper ID verification can result in fines, a restaurant losing their liquor license and reputational damage.
While maybe less cute than National Pet Day (4/11) and less tasty than National Cheeseburger Day (9/18), National Insurance Day on June 28 encourages businesses to shop around for the BEST insurance partner to ensure financial success and safety for all involved.
Restaurant owners must consider risks like increased insurance costs and potential wear and tear from extensive use if they opt to use a personal vehicle. If you purchase or lease dedicated delivery vehicles, consider additional expenses such as maintenance, insurance, and fuel.
Modes of Transportation – Employees delivering foods or other products should not use public transportation or vehicles that have other passengers to reduce exposure to the virus. Local deliveries may be more efficient and may reduce driver exposure if other modes of transportation like a bicycle or walking are employed.
Fixed costs Fixed costs are expenses that remain constant, including rent, insurance, and utilities. If transferring isn’t an option, you can try to reduce other fixed costs like insurance premiums. Another factor to consider is how to manage logistics and maintain food quality during transport.
However, note that bar profit margins vary due to various factors like tax rates, licensing laws, customer demographics, and the cost of living in your area. Nearby amenities: The surrounding amenities can positively impact your bar's appeal, especially if it's near other restaurants, public transport, and easy-access parking.
Time has never been better to open your food truck, and the most critical business step is investing in insurance. However, if you don’t have the correct insurance, your food truck might cost you thousands of dollars or perhaps your business in jeopardy in time of a mishap. . Food Truck Insurance Cost . Kind of Insurance.
Licenses And Permission . Every state has a separate set of guidelines and policies for licensing and permits for catering companies. Every state also has different requirements for liquor licenses. . Here’s a list of licenses and permits that are common across all states – . General business license .
Get The Required Zoning, Licenses And Permits In New York. After getting your zoning permits, you must focus on getting the required licenses and permits to open your restaurant business in New York. Liquor License: If you want to serve liquor in your establishment, you must have a liquor license. Source: TripAdvisor.
When the food is ready, a delivery driver employed by the restaurant or third-party delivery service transports the meal to the specified location. Third-party apps can take 30% of your delivery earnings and in-house delivery has its own costs, such as salaries, vehicle maintenance, gasoline and insurance. Size of U.S.
Moreover, serving alcohol to minors, even inadvertently, can result in severe penalties, including hefty fines and the loss of your liquor license. This is where compulsory liquor liability insurance becomes critical, as it protects businesses that serve, sell, supply, or distribute alcohol.
Sampson, partner at Leech Tishman in the firm’s Insurance Coverage and Litigation Practice Groups. Licensed Buyers can download the app by texting APP to (844) 542-3421, directly from the app store or by visiting the LibDib website. Licensed buyers can purchase wine and spirits directly from their mobile device.
Where alcohol is concerned, a statewide bill amendment , enrolled on 7 September, allows restaurants and bars to renew their licenses for serving alcoholic beverages for on-site consumption in parklets. The ABC instructions outline who is eligible and how to submit the license request form and the $100 fee. Safety First.
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